Got questions?

Your Questions, Answered

To apply, you'll need:

  • A valid government-issued ID (e.g., UMID, passport, or driver's license)
  • Proof of income (latest 3 months payslips or bank statements)
  • Proof of residence (utility bill or lease agreement)
We accept both online and in-branch applications for your convenience.

Loan amounts range from PHP 1,000 to PHP 60,000 for personal loans and up to PHP 100,000 for business loans. Interest rates start at 18% APR, depending on your credit profile, loan type, and term. All rates and fees are clearly outlined in your contract—no hidden costs.

Yes! Early repayment is encouraged with 0% penalties. You can adjust your repayment schedule through our online portal or by contacting our customer support team. We offer flexible terms from 6 to 24 months to fit your budget.

We use bank-grade SSL encryption and comply with the Philippine Data Privacy Act (DPA). Your information is stored securely, and access is restricted to authorized personnel only. We are also regulated by the Bangko Sentral ng Pilipinas (BSP) for added security.

Absolutely! We specialize in supporting self-employed borrowers, freelancers, and SMEs. Submit proof of income (e.g., business bank statements, tax returns) to start your application. Our team is experienced in tailoring solutions for diverse financial situations.

Most applications are processed within 24 hours after document submission. Once approved, funds are transferred to your account within 1-2 business days via secure bank transfer (BPI, BDO, or GCash).